KIBSMK21 SWIFT/BIC Code

The SWIFT number KIBSMK21 was issued by CLEARING HOUSE INTERBANK CLEARING SYSTEMS in SKOPJE.

SWIFT/BIC NumberKIBSMK21
Bank NameCLEARING HOUSE INTERBANK CLEARING SYSTEMS
Bank CitySKOPJE
Bank Branch

What is a SWIFT/BIC code?

A SWIFT code - sometimes called a SWIFT number is a standard format to uniquely identify banks, non-financial, and financial institutions globally. The SWIFT code is a standard format for Business Identifier Codes - commonly referred to as a BIC.

If you transfer money internationally you almost always need to use a SWIFT/BIC code, as it’s the way banks, financial institutions and money transfer services identify where to send money on a global scale. You can think of a BIC code a bit like a ZIP/postal code. Your bank can use the BIC code to find another bank on the opposite side of the world. Just like sending mail to an incorrect ZIP code means it may get lost, the same goes for your money and an incorrect SWIFT code.

What does a SWIFT/BIC look like?

A BIC/SWIFT code can be either 8 or 11 characters long:

AAAA BB CC DDD

  • AAAA: 4 character bank code.This section can only be A-Z letters.
  • BB: 2 character country code. ISO alpha-2 country code.
  • CC: 2 character location code.
  • DDD: 3 character branch code. Optional. Can include letters or digits. An XXX here would refer to the primary office.

More info about SWIFT/BIC codes

There are 2 types of SWIFT code: live and passive. Live codes are for financial institutions who are actively connected to the SWIFT network while passive Codes are used for manual transactions. Passive SWIFT codes will have a 1 as the second digit of the 2 character location code.

SWIFT code registrations and management are the responsibility of "Society for Worldwide Interbank Financial Telecommunication" (“SWIFT”) which is located in La Hulpe, Belgium.

SWIFT is the registered trademark of S.W.I.F.T. SCRL with a registered address at Avenue Adèle 1, B-1310 La Hulpe, Belgium.